Jonathan
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Employer Plan (ERISA) or Private Policy: Why It Matters
Before I can tell anyone how strong their long-term disability claim is, I need to answer a more basic question: where did the policy come from? Coverage you…
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How Does My Policy Define “Disabled”? Own Occupation vs. Any Occupation
When clients come to us from Social Security disability, they often assume “disabled” means the same thing everywhere. It does not. For long-term disability insurance, “disabled” means whatever…
Talk to us before you file your appeal
Jonathan or Jodi will review your denial letter, your policy, and your deadline at no charge. We do not take a fee from any future monthly benefit.