Jodi Ginsberg
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Neck and Shoulder Pain
Insurers often treat neck and shoulder problems as a reason you cannot do heavy work, and nothing more. “Sedentary work,” they say, “doesn’t require lifting.” But desk jobs…
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What to Expect at an Independent Medical Exam (IME)
You are receiving long-term disability benefits, and a letter arrives telling you to attend an Independent Medical Examination. The insurance company calls it independent. But it chose the…
Talk to us before you file your appeal
Jonathan or Jodi will review your denial letter, your policy, and your deadline at no charge. We do not take a fee from any future monthly benefit.