Jonathan
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Why Does My LTD Insurer Make Me File for SSDI?
Your long-term disability claim has been approved and the checks are arriving. Then the insurance company writes that you must apply for Social Security Disability Insurance. Why would…
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Should I Take a Buyout Offer?
You have been receiving $4,000 a month in long-term disability benefits for several years. Then a letter arrives: the insurance company will pay you $200,000 to settle your…
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The 24-Month Mental Health Limitation
You have been receiving long-term disability benefits for severe depression and anxiety for almost two years. Your psychiatrist says you are no better. Then the insurance company writes…
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Can They Cut Me Off Because I Drive, Shop, or Travel?
You cannot work. But you still drive to the doctor, buy groceries, make dinner, and maybe take a trip to see family. Can your long-term disability insurance company…
Talk to us before you file your appeal
Jonathan or Jodi will review your denial letter, your policy, and your deadline at no charge. We do not take a fee from any future monthly benefit.